| Building Property |
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Provides an automatic $1,000 coverage for the fixtures and improvements in your unit not covered under an assocation or corporation of your property owners agreement. Additional coverage may be purchased. |
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| Personal Property |
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A full range of worldwide proterction for your clothing, furnishings or other personal possessions if destroyed or damaged by a peril listed in your policy. |
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| Additional Living Expenses |
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Your policy will pay up to 12 months for covered expenses when your condo/townhome is damaged due to an insured loss and you have been forced to move to outher facilities. Covered items are thsoe in addition ot your normal expenses for food, shelter and other related items. |
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| Personal Liability |
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Covers you when you are legally liable for bodily injury including damage to property of others and the cost of defending covered lawsuits. |
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| Additional Coverages |
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Up to $500 for bank or credit card, forgery and counterfeit money |
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Reasonable expenses to dispose of debris/damaged property due to covered loss. |
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Up to $1,000 fire department charge |
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Temporary repairs to protect covered property from further damage |
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Optional protection such as business liability, increased liability limits, and replacement cost on contents. |
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| Other Available Coverages |
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Personal excess liability |
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Personal property floater |
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| Special limits for certain personal proeprty items |
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Business property on premises - $2,500 |
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Business property off premises - $1,000 |
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Coins, bank notes, money - $200 |
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Grave markers - $1,000 |
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Home computer(s) - $3,000 |
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Securities, stamps, deeds - $1,000 |
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Trailers (not used with watercraft) - $1,000 |
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Watercraft & related equipment - $1,000 |
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| Loss Assessment |
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Provides $1,000 against a loss assessment by your condo/townhome association on all members due to damage from any insured peril, which can be increased to $10,000 |
