| Personal Property |
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This a full range of worldwide protection for your clothing, furnishings, or other personal possessions if theya re damaged or destroyed by a peril listed in your policy. |
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| Loss of Use |
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Your policy will pay up to 12 months for specific expenses when your residence is damaged due to an insured cause of loss, and you have been forced to move to other facilities. |
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| Personal Liability |
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The protection covers you when you are legally liable for bodily injury including damage to property of others, medical payments to others, and the cost of defending covered lawsuits. |
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| Additional Coverages |
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Up to $500 for bank or credit card, forgery and couterfeit money |
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Reasonable expenses to dispose of debris/damaged property due to covered loss |
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Up to $1,000 fire departement charge |
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Temporary repairs to protect covered property form further damage. |
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| Optional Protection |
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Increased liability limits |
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Replacement cost on contents |
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| Special limits for certain personal property items |
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Business property on premises - $2,500 |
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Business property off premises - $1,000 |
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Coins, bank notes, money - $200 |
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Grave Markers - $1,000 |
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Home computer(s) - $3,000 |
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Securities, stamps, deeds - $1,000 |
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Trailers (not used with watercraft) - $1,000 |
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Watercraft & related equipment - $1,000 |
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| Theft Coverage |
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Firearms - $1,000 per item/$5,000 |
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Furs and jewelry - $1,000 |
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Silverware/goldware - $5,000 |
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| * Optional and higher limits are available on some coverages. Optional property deductibles available. |
