ROOFING THE RIGHT WAY
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| First line of defense |
Your roof is your home’s first line of defense from the elements. But sun, wind and rain all wear down your roof over time.
Since your roof is the largest component of your house – it can also be the most vulnerable to severe storms – and the costliest single site of damage.
That’s why it’s important to make sure your roof is built the right way, with the right materials by a qualified licensed contractor.
Whether you’re planning to re-roof now or years from now, this brochure will help you navigate the process, choose the right materials and show you how proper roof maintenance can identify problems before they become financial disasters. |
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| Signs of a problem |
| When it rains, do too many roof granules wash away? Are there water stains on your ceiling? Even the smallest leak or curling shingle can be a sign of trouble. That’s when it’s time to hire someone who knows what to look for. |
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| Hiring a contractor |
| Quality installation is an important part of the
roofing equation. When choosing a contractor,
the National Roofing Contractors Association
(www.nrca.net) says you should: |
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Get bids from reputable contractors and check
their references. |
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Request verification of insurance. |
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Make sure the bid clearly defines the work that
will be done, including hauling away of debris
and yard cleanup. |
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Specify within the contract a time frame for
completion. |
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Do not pay the full amount up front (one-third
is usually sufficient) and don’t make final
payment until you verify the job is complete. |
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Make sure the contract is signed by both
parties. |
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| Choosing materials |
You want your home to look nice. But while
people typically select the look and color of
roofing materials, they often leave key features,
like resistance to the elements - hail impact, high
wind and fire – to the contractor.
Hail damaged asphalt shingles.

It’s important to understand why some roofing
products work better in certain parts of the
country than others. In addition to the weather
your homes faces on a daily basis and disasters
that could be a threat, the shape or type of roof
also dictates which materials will better protect
your home.
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| Asphalt shingles reinforced with fiberglass |
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Relatively low cost and easy to install |
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Good fire resistance (usually Class A) |
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Class 3 and 4 impact resistance is
available, should be used in hail regions |
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Available with wind warranties up to 130
mph, if installed in accordance with
manufacturer’s high wind requirements |
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Underwriters Laboratories (UL) Inc. test
2218 simulates hailstones falling at peak velocity, and designates products with the most impact resistance as Class 4. |
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| Metal |
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Long life |
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Lightweight |
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Popular for low and steep-slope roofs |
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Often receives cosmetic damage from
hailstorms, but Class 4 products rated for
impact resistance are available |
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Products available with Class A fire rating |
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| Slate |
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Quarried in the Northeast and Virginia |
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Very strong |
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High quality slate can outlast most other
roofing material |
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Requires special skill and experience for
installation, which can affect cost |
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Heavy so your contractor should verify the
structure can hold the weight if you are
replacing another kind of roofing material |
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| Tile |
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Good for a wide variety of climates (proper
waterproofing underlayment and freeze thaw
issues must be addressed). |
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Solid, long lasting product |
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Higher threshold for hail damage (some
have Class 3 or 4 impact resistance) |
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Can be more permeable than other
products if exposed to blowing rain |
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Heavy, so your contractor should verify the
structure can hold the weight if you are
replacing another kind of roofing material |
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| Wood |
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Good in dry climates |
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Thinner products can be susceptible to hail
damage, especially after aging |
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Some building codes limit use because of
wildfire concerns, but some products can
be Class A fire rated with factory applied
fire-resistant treatment |
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Often used in wrong climates for cosmetic
reasons |
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| Roof system components |

Most roof systems have five basic
components. Each plays an important role in
the life of your roof. |
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Roof covering: shingles, tile, slate or
metal and underlayment (tar paper
beneath covering) to protect sheathing
from weather. |
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Sheathing: boards or sheet material
fastened to roof rafters to cover a house. |
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Roof structure: rafters and trusses
built to support the sheathing. |
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Flashing: sheet metal or other material
installed into a roof system’s joints and
valleys to prevent water seepage. |
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Drainage: a roof system’s design
features, such as shape, slope and
layout that affect its ability to shed water. |
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A Class A fire rating by UL or ASTM means
the material is effective against the most
severe test exposure and therefore affords a
high degree of fire protection to the roof deck. |
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| Care and maintenance |
For most consumers, their single largest
investment is the home. Just like anything
else, it needs to be maintained, and that goes
for your roof, too.
These simple maintenance tips can help your
roof last longer: |
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Proper eave and ridge ventilation may
help extend roof life by reducing the
buildup of heat and moisture. |
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Keep trees trimmed to prevent them
from rubbing against the roof and to
prevent excessive debris buildup. |
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Keep roof, valleys, gutters and
downspouts free from leaves, twigs and
other litter than can build up and
prevent proper drainage. |
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Preservatives available for some roof
types may help limit weathering effects
of moisture and retard growth of molds
and mosses. |
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| Roofing products have changed significantly
over the years. There are a wide range of
choices in material, appearance and price.
When it’s time for a new roof, make sure
you’re Roofing the Right Way, by choosing
materials that will help protect your home for
many years to come. |
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The Institute for Business & Home Safety has additional
recommendations to help build a stronger roof, as outlined in its
“Fortified…for safer living” new construction criteria. These
include secure connections anchoring the roof to the walls; a
thicker (5/8”) plywood deck fastened to the rafters with stronger
nails in more places; roofing tape at deck joints, and thicker (30#)
felt to give two more lines of protection against water intrusion.
Consult the IBHS Fortified Home Builders’ Guide for more
information.
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Prepared by:
 
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