COLORADO FARM BUREAU MUTUAL INSURANCE COMPANY
Personal privacy concerns have arrived at the forefront in the financial industry, impacting not only those who transact the business but also those who collect and maintain personal information. Addressing these concerns has resulted in both federal and state legislation. Specifically, the Gramm Leach Bliley Act of 1999 requires each member of the financial services industry to communicate its privacy policy to consumers at the time of establishing a customer relationship.
Who We Are:
Colorado Farm Bureau Mutual Insurance Co. is domiciled in the State of Colorado and licensed to transact insurance in Colorado. Colorado Farm Bureau Mutual Insurance Co. provides personal and commercial insurance products and services to members of Colorado Farm Bureau. Examples of products we provide include motor vehicle, property, accident, health, and crop insurance. The Board of Directors of Colorado Farm Bureau maintains proxy control of Colorado Farm Bureau Mutual Insurance Co. Colorado Farm Bureau Mutual Insurance Co. owns Farm Bureau Insurance Agency of Colorado, Inc., which provides our captive insurance distribution channel outlets for health, crop, automobile and workers compensation insurance.
How and Why We Obtain Personal Information:
We may collect nonpublic personal information, including financial and health information, directly from our customers or from other sources. We also collect information from applications or other forms. Colorado Farm Bureau Mutual Insurance Co. uses nonpublic personal information collected about you to provide you with the level of service you have come to expect from us. We may use this information in order to develop, offer and deliver products and services; apply for insurance; respond to inquiries from you or your insurance agent or broker; or to fulfill legal or regulatory requirements.
Our privacy promise derives from basic principles of trust, ethics and integrity. Colorado Farm Bureau Mutual Insurance Co. may collect nonpublic personal information about you from any of the following sources:
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Information we receive from you through our affiliates, subsidiaries or other Farm Bureau companies, producers or other individuals, on applications, forms, or interviews, such as salary information or health history; and identifying information, such as name, address and social security number. |
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Information about your transactions with us, our subsidiaries or affiliates, other Farm Bureau companies or others, such as information about insurance premium payments, claims history, etc. |
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Information received from a consumer reporting agency, such as creditworthiness and credit history, motor vehicle driving record report, or medical providers. |
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Information about your relationships with us, such as products or services purchased, premium information, claims history, and account balances (if applicable). |
We collect only the customer information necessary to consistently deliver responsive products and services.
How We Protect Your Information:
Colorado Farm Bureau Mutual Insurance Co. has always considered the protection of sensitive information to be a sound business practice and a foundation of customer trust. We have implemented security standards and processes including physical, electronic and procedural safeguards to ensure that access to customer information is limited to employees, or insurance agents who may need it to do their jobs. They are required to respect the confidentiality of all customers.
Disclosure Of Information:
Types of Disclosure
There are two types of information sharing. Information sharing within Colorado Farm Bureau Mutual Insurance Co.'s family group of companies and information sharing outside of Colorado Farm Bureau Mutual Insurance Co.'s family group of companies. If you do not want your nonpublic personal financial information shared within or outside of the family of companies of Colorado Farm Bureau Mutual Insurance Co. you must complete the form below and mail to us at the address indicated. By following this procedure your information will not be shared within or outside of Colorado Farm Bureau Mutual Insurance Co. except as permitted or required by law. If there are two or more joint owners of the insurance policy, we may send only one notice to the joint owners. Any one of the joint owners may exercise the right to opt out and we will treat an opt out direction by a joint owner as applying to all of the associated joint owners.
Colorado Farm Bureau Mutual Insurance Co. feels strongly about maintaining safeguards to ensure information security. We may share your financial information with the following types of third parties:
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Unaffiliated service providers which perform services on our behalf (such as third party administrators, marketing agreements, reinsurers, claims adjudication providers, etc). |
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Affiliated providers within the Colorado Farm Bureau Mutual Insurance Co. group of companies or other Farm Bureau companies providing services on our behalf such as marketing, reinsurers, administrative service agreements, claims adjudication, etc. |
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Government agencies and law enforcement officials (for example, for tax reporting or under court order. We may be required by law or regulation to disclose information to third parties, for example in response to a subpoena or to comply with rules of, or inquiries from, industry regulators). |
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Other organizations, with your consent or as directed by your legal representative. |
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Other organizations, as permitted by law. |
If you are a former customer, your information is treated in the same manner as the information of current customers.
We Limit How, and With Whom, We Share Customer Information:
First and foremost, we do not sell lists of our customers, nor do we disclose customer information to marketing companies outside of Colorado Farm Bureau Mutual Insurance Co. family group or other Farm Bureau companies.
Protecting your personal information is an important priority for Colorado Farm Bureau Mutual Insurance Co. The privacy policy we adhere to is designed to support this objective.
We will reaffirm this policy annually in writing, as long as you maintain an ongoing relationship with us.
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I wish to exercise my right to limit Colorado Farm Bureau Mutual Insurance Company and its family group of companies from sharing my personal nonpublic financial information with nonaffiliated third parties except as permitted or required by law.
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I wish to exercise my right to limit Colorado Farm Bureau Mutual Insurance Company from sharing My personal nonpublic financial information within the family group of companies of Colorado Farm Bureau Mutual Insurance Company except as permitted or required by law.
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| Name: |
__________________________________ |
| Address: |
__________________________________ |
| City/State/Zip Code: |
__________________________________ |
| Telephone No. |
__________________________________ |
Policy Number(s) as they appear on your policy: |
| __________________________________ |
| __________________________________ |
| __________________________________ |
Mail to:
Colorado Farm Bureau Mutual Insurance Company
Customer Privacy
9177 E. Mineral Circle
Englewood, CO 80112
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