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Farm Bureau® Insurance  |  Insurance Products  |  Auto Insurance
Auto Insurance
You need to insure your vehicles, but you don't want to have to break the bank to do it. Whether you need auto insurance for your personal car, a commercial vehicle, your motorcycle, or an RV, you don't need to sacrifice service to save money.

At Farm Bureau® Insurance, we pride ourselves on the fact that our customers are extremely satisfied with not only the products and service that we offer, but also with our competitive rates.

Farm Bureau® Insurance has a history of proven protection and offers:
Affordable rates and a variety of discounts
Quick response from local claims professionals
A 24-hour Customer Service Call Center to report claims anytime
Convenient payment options
Local, professional agents who treat you like family and not like a policy number


Personal Automobile

You need insurance for your personal vehicle that you can count on. Farm Bureau Insurance®* has a long heritage of providing competitive auto insurance rates to our Colorado customers while providing outstanding customer service and quality products. We make our rates even more affordable by offering discounts to safe drivers and loyal Farm Bureau® Insurance customers. Learn more about the auto insurance available for your personal vehicle.


Commercial Auto
We strive to provide the most comprehensive automobile coverage possible for our commercial clients. Whether you own one or two vehicles or have a fleet of vehicles to insure, your Farm Bureau® Insurance agent can help you find the right commercial vehilce insurance coverage to protect your business.


Recreational & Outdoor Vehicles
In Colorado, we work hard, but we know how to reward ourselves for all of that hard work. Whether you explore the country in your RV, cruise one of our major lakes on your boat or hit the open road on your motorcycle, a Farm Bureau Insurance®* agent can provide you with a no-obligation insurance quote. Learn more about the recreational vehicle insurance available through your local agent.





Why do I need auto insurance
Every licensed driver in the state of Colorado is required by the state of Colorado to carry a minimum amount of liability insurance and have proof of insurance with them when driving. If you are caught driving without auto insurance, you may have to pay a large fine, have your driver’s license suspended, and/or have your car impounded. Your local Farm Bureau® Insurance agent will work with you to find out your needs, and make sure you have the right protection.
What does the state of Colorado require for drivers?

How much auto insurance do I need?

The minimum coverage required by the state of Colorado may not be enough to pay for all the damages that result from an accident.  The driver at fault is legally responsible to pay the additional expenses out of pocket that their auto insurance coverage does not pay for. If you have cut rate auto insurance, you may not have coverage to prevent financial disaster in the event of an accident that exceeds your coverages. By sitting down with a Farm Bureau Insurance®* agent, you will get all the facts, and leave knowing what your strengths and weaknesses are in your current coverages. Our plans are personalized and designed to fit your budget, so call an agent today.
We help you understand your auto insurance coverages.

How do I lower my auto premiums?

The longer you drive your vehicle without getting into an accident or by avoiding any major citation, the lower your premium will be.  Also increasing your deductible and taking advantage of your good credit history will further aid you in lowering your premium.  Farm Bureau® Insurance also offers discounts to those who qualify based on the safety features and ratings of your vehicle, multiple-vehicle policies, Good Student, and more. For more information on what discounts you qualify for, contact your local Farm Bureau Insurance agent.
Ways to save money on Auto Insurance?

Why insure your vehicle with Farm Bureau Insurance?

At Farm Bureau® Insurance, you work with your local agent who will take the time to explain all the options of your insurance, so that you understand the coverages for your auto, home, life, small business, or any other insurance that you may need. Your agent will go over the coverages to make sure they fit your personal needs, and of course ensure that you’re getting all the discounts that you qualify for. The relationships we build between our clients and the agent is very important to us. We also provide excellent customer and claims service to ensure that you will never be treated better than with Farm Bureau® Insurance.



Get a Quote for a Personalized Auto Insurance Policy
If you're not already a member of the Farm Bureau® Insurance family, talk to your friends and neighbors. Many of them may already be Farm Bureau® Insurance customers and can tell you how we keep insurance uncomplicated in a complicated world. Then speak with a local agent to find an auto insurance policy that's right for you.


My Account

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

Want to Register?

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

If you need assistance or have questions about this feature, please contact our Customer Support Department.

1.800.315.5998
Mon - Fri  /  8am to 5pm (MST)

The MOBILE Agent is available to download!
Get Social with us!

Join the Farm Bureau Insurance®* Family
Are you considering a career in insurance and financial serv-ices? Farm Bureau Insur-ance®* has great opportunities for hard-working, self-motivated, success-oriented individuals.

303.749.7623
866.889.
4804
careeragent@cfbmic.com
Looking for a career in the insurance industry?
Find an Agent
Talk to your local Farm Bureau Insurance®* agent today.
Find a local Farm Bureau Insurance agent or office.
Report a Claim
Our Claims Department is one of the best in the state. Ready and eager to get you back on track after an accident.

Please contact the Customer Support Department for immediate assistance.

1.800.315.5998
Mon - Fri  /  8am to 5pm (MST)
Learn more about how to report a claim.
 
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