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Farm Bureau Insurance®*  |  Resource Center
Home's Exterior
When it comes to your home's exterior, be sure to check:

Flashing:
Flashing, which is typically a thin metal strip found around doors, windows, thresholds, chimneys, and roofs, is designed to prevent water intrusion in spaces where two different building surfaces meet.


Vents:
All vents, including clothes dryer, gable vents, attic vents, and exhaust vents, should have hoods, exhaust to the exterior, be in good working order and have boots.


Exterior Wood Sheathing and Siding:
Replace any wood siding and sheathing that appears to have water damage.
Inspect any wood sided walls to ensure there is at least eight inches between any wood and the earth.


Exterior Walls:
Schedule a professional plumbing inspection of the anode rod at least once every two years.
Annual inspections are recommended once the warranty has expired.
The rod will eventually corrode and leave the tank vulnerable to damage, so replace when needed.
Flush the tank every six months to remove sediment.
Sediment will build up faster in areas with hard water.


Avoid Toilet Leaks:
Exterior walls should be kept well painted and sealed.
Don't place compost or leaf piles against the outside walls.
Landscape features should not include soil or other bedding material mounded up against walls.


Landscaping:
Keep trees trimmed so that branches are at least seven feet away from any exterior house surface. This will help prolong the life of your siding and roof and prevent insects from entering your home from the tree.
Vines should be kept off all exterior walls, because they can help open cracks in the siding, which allows moisture or insects to enter the house.


Irrigation:
Inspect and adjust the spray pattern of the irrigation heads to minimize the water sprayed directly onto the house to avoid excessive water near the foundation.

To prolong roof life, have a professional roof inspection annually. Request a detailed inspection report that includes the condition of the flashing, roof covering, parapets and drainage system.
Repairs are needed if there are cracked or missing shingles or loose or missing granules; if flashing has deteriorated, particularly around chimneys and vents; or if pooling water is present.
Leaks are particularly common around chimneys, plumbing vents and attic vents.
To trace the source of a ceiling leak, measure its location from the nearest outside wall and then locate this point in the attic using a measuring tape. Keep in mind the water may run along the attic floor, rafters, or truss for quite a distance before coming through the ceiling.


Protect Your Home from Water Damage
If you need to file a claim for water damage to your home or if you want to learn more about the flood insurance and property insurance policies that Farm Bureau Insurance offers to its Colorado members, speak with one of our local agents.



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