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The Insurance Review
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Farm Bureau Insurance®*  |  Resource Center
Home's Interior
When it comes to your home's interior, be sure to check:

Windows and Doors:
Check for leaks around your windows and doors, especially near the corners.
Check for peeling paint, it can be a sign of water getting into the wood.
Inspect for discolorations in paint or caulking, swelling of the window or door frame or surrounding materials.

Termite-damaged Material:
Check for termite damage in wood materials such as walls, beams, or floors. Check for termite damage in wood materials such as walls, beams, or floors.
Any wood exposed to the exterior can potentially lead to moisture intrusion or termite infestation.

Make sure that basement windows and doors have built-up barriers or flood shields.

The relative humidity in your home should be between 30 percent and 50 percent.
Condensation on windows, wet stains on walls and ceilings, and musty smells are signs you may have too much humidity in your home.
Check areas where air does not easily circulate, such as behind curtains, under beds, and in closets for dampness and mildew.
Be sure to use bathroom exhaust fans following warm showers or baths.
When going on trips, turn the temperature up on the air conditioning, not off. The air conditioning system helps remove moisture from your home.
If you are concerned about the humidity level in your home, consult with a mechanical contractor or air conditioning repair company to determine if your HVAC system is properly sized and in good working order.

Air Conditioners:
Check drain pans to insure they drain freely, are adequately sloped toward the outlets and no standing water is present.
Make sure drain lines are clean and clear of obstructions.
Drain pan overflows usually occur the first time the unit is turned on in the spring.
Clean prior to first use with compressed air or by pouring a water-bleach solution down the drain line until it flows freely.

Since drywall is an extremely porous material and is difficult to dry out completely, damaged areas should be replaced if any signs of moisture are present.
One way to protect drywall from moisture intrusion in the event of a flood is to install it slightly above the floor and cover the gap with molding.

Protect Your Home from Water Damage
If you need to file a claim for water damage to your home or if you want to learn more about the flood insurance and property insurance policies that Farm Bureau Insurance offers to its Colorado members, speak with one of our local agents.

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